How to make adulting awesome

how to make adulting awesome

I’m going to tell you how to make adulting awesome. Most people will either rub it in your faces that you’re doing it wrong if they’re in a better situation, or they’ll be fatalistic and just say school is the best time of your life.

Well, the first group doesn’t help. They just make you feel bad.

The second group have already given up. Don’t listen to them either.

Ten year plan to make adulting awesome

Don’t be intimidated by that ten year plan. Whereas ten years right now seems like forever, I have good news for you. You’re going to live a very long time.

Also, ten years will go by way faster than you’ll want it to.

First things first – health always must come first. It will do you no good if you get rich and you’re so sick you can’t do anything with your money.

Next, relationships. You need to hang with people who are awesome and cut off the losers. When I say losers, I include dysfunctional people who want to stay dysfunctional, and want to take you down with them. Definitely cut those people off.

Third, we talk about money.

A ten year financial plan

First, you need to control your spending. Are you making more money than you’re spending? Are you making enough money that you can invest 10% of your income?

If you’ve reached that second question successfully, you’re going to kick ass. If you have not, then you need to figure out how to get there.

That 10% over 10 years will really add up. I’ve been buying stock for over twenty years now and now have a pretty good lifestyle. We started having a pretty good lifestyle about four years ago. That’s because we fucked up a lot.

I tried to start several companies and each one failed. Each time, I learned something more and made the next failure better than the previous one.

However my biggest mistake of all is quitting blogging. I had a successful blog back in 2005. Had I only maintained that, I’d be seriously rich now. Of course I’m still kicking myself over that one.

So yes, ten years without a serious fuck-up and you’ll be laughing. You’ll definitely make adulting awesome.

Financial setbacks won’t kill you

Say this to yourself. Financial setbacks won’t kill you. Health setbacks might. So like I always say, health always comes first. You can always make more money.

Relationship setbacks could really be a roadblock. You don’t want to be with someone who either drags you down or you have to take care of. I’ve talked about everyone from the millionaire with the fat nagging wife to the lady who’s a mother to her boyfriend. These are real people, and these stereotypes will exist throughout your life. Do not become one of them.

I say that financial setbacks won’t kill you. But also, don’t have cancer of the wallet either. Take that 10% of your income into investments thing seriously. If you can do that for 10 years, you’ll have a fat amount of investment money.

For each big financial setback we had, we also did something right. Most of our house flips were highly successful. We both did really well in the stock market too. I just totally suck at building companies. (I’m working on fixing that!)

What to invest in

It’s important you invest in something you’re comfortable investing in. The young kids are investing in crypto currencies. More power to them! I’m an old man, so I stick with stocks and real estate.

This is up to you. But keep in mind, you need to invest. Putting everything into a savings account is stupid. Savings loses to inflation. Banks love people who put everything into a savings account because whereas you’re getting 1%, they’re getting anywhere from 5% to almost 30% on your money.

Think about that for a minute. If that doesn’t disturb you, then you need to take this a step further and really learn about money.

Summing it up

So that’s three things. There’s a lot more I could get into, but I really want to touch on these three things. Health comes first. Quality relationships only. Good financial habits where you can invest 10% or more of your income.

Do those three things over ten years and you’ll have a great life. Adulting really is a blast! I get the freedom to do what I want. My wife and I travel the world. I got two beautiful women who model naked for me. I can afford to hire an orchestra to record the pieces I write.

After ten years, you’ll also know yourself well enough to know what you want. You may not know what you want out of life yet. I know what I want – travel, music, and mermaids.

Yeah, I know I’m weird. But once you’ve reached over a million in net worth, you can be as weird as you like.

You’ll get there. Just follow these three things and you’ll find everything else will fall into place.

About

Roman is an artist, composer, writer, and travel junkie.

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